Life insurance is essential for most of us during our working lives particularly for those who are married with children. Our advice will not only assist you in determining the amount of insurance required but also the most appropriate type(s) and method. Additionally, by tailoring such products as Disability, Trauma and Income Protection insurances, we can plan so you and your dependents do not suffer financial hardship by insuring that you continue to receive an income or a lump sum in the event that you are incapacitated and unable to work. Our insurance advice will also consider your current general insurance such as whether you are under or over insured. Being over insured means that you are paying a higher premium for something you will never get as the cost of replacing items is less than what you are insured for.
There is no time like now to make sure you have in place adequate insurance to cover you for unexpected events.